Call reports 2012
FIRST MINNETONKA CITY BANK — 2012
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,586,000 | 194,887,000 | 195,840,000 | 198,914,000 |
| Total loans | 109,354,000 | 109,867,000 | 107,788,000 | 103,655,000 |
| Allowance for loan losses | 1,479,000 | 1,428,000 | 1,125,000 | 1,201,000 |
| Securities available for sale | 61,021,000 | 64,082,000 | 69,665,000 | 70,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,727,000 | 171,069,000 | 170,355,000 | 174,032,000 |
| Interest-bearing deposits | 136,534,000 | 134,761,000 | 134,243,000 | 140,046,000 |
| Noninterest-bearing deposits | 35,193,000 | 36,307,000 | 36,112,000 | 33,985,000 |
| Equity capital | 19,283,000 | 20,243,000 | 20,864,000 | 21,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,611,000 | 5,401,000 | 7,193,000 |
| Interest expense | 269,000 | 522,000 | 765,000 | 984,000 |
| Net interest income | 1,509,000 | 3,089,000 | 4,636,000 | 6,209,000 |
| Noninterest income | 356,000 | 697,000 | 1,107,000 | 1,430,000 |
| Noninterest expense | 1,357,000 | 2,451,000 | 3,630,000 | 4,757,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 358,000 | 1,144,000 | 1,772,000 | 2,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 1,144,000 | 1,772,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,211,000 | 17,777,000 | 18,228,000 | 18,707,000 |
| Total capital | 18,690,000 | 19,205,000 | 19,353,000 | 19,908,000 |
| Risk-weighted assets | 125,230,000 | 126,986,000 | 126,032,000 | 123,478,000 |