Call reports 2007
FIRST MINNETONKA CITY BANK — 2007
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 168,828,000 | 163,808,000 | 173,838,000 | 167,318,000 |
| Total loans | 108,284,000 | 105,793,000 | 107,140,000 | 104,559,000 |
| Allowance for loan losses | 1,247,000 | 1,215,000 | 1,212,000 | 1,160,000 |
| Securities available for sale | 46,188,000 | 43,626,000 | 47,510,000 | 48,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,534,000 | 147,523,000 | 156,344,000 | 149,163,000 |
| Interest-bearing deposits | 121,753,000 | 118,757,000 | 128,680,000 | 121,749,000 |
| Noninterest-bearing deposits | 29,781,000 | 28,766,000 | 27,664,000 | 27,414,000 |
| Equity capital | 14,083,000 | 14,244,000 | 15,306,000 | 16,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,048,000 | 7,698,000 | 10,244,000 |
| Interest expense | 1,123,000 | 2,229,000 | 3,447,000 | 4,562,000 |
| Net interest income | 1,400,000 | 2,819,000 | 4,251,000 | 5,682,000 |
| Noninterest income | 282,000 | 622,000 | 1,026,000 | 1,432,000 |
| Noninterest expense | 1,128,000 | 2,289,000 | 3,329,000 | 4,516,000 |
| Provision for loan losses | 75,000 | 125,000 | 150,000 | 175,000 |
| Pretax income | 479,000 | 1,027,000 | 1,799,000 | 2,425,000 |
| Income tax | 5,000 | 12,000 | 18,000 | 4,000 |
| Net income | 474,000 | 1,015,000 | 1,781,000 | 2,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,412,000 | 14,777,000 | 15,340,000 | 15,759,000 |
| Total capital | 15,659,000 | 15,992,000 | 16,553,000 | 16,919,000 |
| Risk-weighted assets | 120,209,000 | 117,922,000 | 120,707,000 | 116,153,000 |
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