Call reports 2018
LAKE BANK, THE — 2018
What LAKE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,897,000 | 132,369,000 | 133,424,000 | 134,435,000 |
| Total loans | 100,625,000 | 102,663,000 | 104,188,000 | 98,847,000 |
| Allowance for loan losses | 1,564,000 | 1,568,000 | 1,416,000 | 1,420,000 |
| Securities available for sale | 25,839,000 | 25,660,000 | 25,413,000 | 25,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,771,000 | 119,900,000 | 120,422,000 | 121,361,000 |
| Interest-bearing deposits | 109,623,000 | 108,491,000 | 109,110,000 | 110,398,000 |
| Noninterest-bearing deposits | 11,148,000 | 11,409,000 | 11,312,000 | 10,963,000 |
| Equity capital | 11,688,000 | 11,992,000 | 12,465,000 | 12,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,720,000 | 4,173,000 | 5,850,000 |
| Interest expense | 169,000 | 340,000 | 531,000 | 718,000 |
| Net interest income | 1,150,000 | 2,380,000 | 3,642,000 | 5,132,000 |
| Noninterest income | 102,000 | 286,000 | 425,000 | 503,000 |
| Noninterest expense | 806,000 | 1,653,000 | 2,447,000 | 3,351,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 446,000 | 1,013,000 | 1,920,000 | 2,584,000 |
| Income tax | 126,000 | 261,000 | 518,000 | 706,000 |
| Net income | 320,000 | 752,000 | 1,402,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,152,000 | 12,595,000 | 13,251,000 | 12,995,000 |
| Total capital | 13,285,000 | 13,750,000 | 14,429,000 | 14,077,000 |
| Risk-weighted assets | 90,185,000 | 92,000,000 | 94,004,000 | 86,262,000 |