Call reports 2017
LAKE BANK, THE — 2017
What LAKE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,978,000 | 129,726,000 | 136,422,000 | 132,103,000 |
| Total loans | 102,091,000 | 105,513,000 | 102,068,000 | 101,172,000 |
| Allowance for loan losses | 1,579,000 | 1,563,000 | 1,563,000 | 1,561,000 |
| Securities available for sale | 20,252,000 | 19,555,000 | 21,425,000 | 26,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,378,000 | 117,779,000 | 124,222,000 | 120,023,000 |
| Interest-bearing deposits | 107,092,000 | 108,300,000 | 111,497,000 | 108,007,000 |
| Noninterest-bearing deposits | 10,286,000 | 9,479,000 | 12,726,000 | 12,016,000 |
| Equity capital | 11,108,000 | 11,579,000 | 11,825,000 | 11,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,446,000 | 3,744,000 | 5,033,000 |
| Interest expense | 123,000 | 251,000 | 417,000 | 591,000 |
| Net interest income | 1,082,000 | 2,195,000 | 3,327,000 | 4,442,000 |
| Noninterest income | 72,000 | 237,000 | 348,000 | 516,000 |
| Noninterest expense | 748,000 | 1,549,000 | 2,278,000 | 3,100,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 396,000 | 873,000 | 1,387,000 | 1,848,000 |
| Income tax | 123,000 | 309,000 | 509,000 | 1,061,000 |
| Net income | 273,000 | 564,000 | 878,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,156,000 | 11,457,000 | 11,781,000 | 11,818,000 |
| Total capital | 12,332,000 | 12,639,000 | 12,878,000 | 12,963,000 |
| Risk-weighted assets | 93,601,000 | 94,132,000 | 87,311,000 | 91,132,000 |