Call reports 2006
LAKE BANK, THE — 2006
What LAKE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,417,000 | 84,757,000 | 87,472,000 | 91,970,000 |
| Total loans | 58,836,000 | 63,280,000 | 65,740,000 | 71,489,000 |
| Allowance for loan losses | 909,000 | 905,000 | 877,000 | 903,000 |
| Securities available for sale | 16,826,000 | 17,408,000 | 17,442,000 | 16,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,623,000 | 75,665,000 | 77,394,000 | 78,858,000 |
| Interest-bearing deposits | 63,910,000 | 66,981,000 | 68,100,000 | 70,167,000 |
| Noninterest-bearing deposits | 8,713,000 | 8,684,000 | 9,294,000 | 8,691,000 |
| Equity capital | 5,728,000 | 5,778,000 | 6,262,000 | 6,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,570,000 | 4,003,000 | 5,568,000 |
| Interest expense | 485,000 | 1,028,000 | 1,631,000 | 2,321,000 |
| Net interest income | 744,000 | 1,542,000 | 2,372,000 | 3,247,000 |
| Noninterest income | 99,000 | 248,000 | 352,000 | 544,000 |
| Noninterest expense | 610,000 | 1,221,000 | 1,826,000 | 2,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 569,000 | 898,000 | 1,305,000 |
| Income tax | 36,000 | 168,000 | 284,000 | 464,000 |
| Net income | 197,000 | 401,000 | 614,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,936,000 | 6,140,000 | 6,353,000 | 6,581,000 |
| Total capital | 6,580,000 | 6,812,000 | 7,041,000 | 7,307,000 |
| Risk-weighted assets | 51,243,000 | 53,525,000 | 55,313,000 | 57,872,000 |
Machine access — free, no API key
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