Call reports 2005
LAKE BANK, THE — 2005
What LAKE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 73,815,000 | 75,454,000 | 79,911,000 | 79,765,000 |
| Total loans | 47,147,000 | 52,581,000 | 56,337,000 | 58,184,000 |
| Allowance for loan losses | 1,028,000 | 976,000 | 919,000 | 919,000 |
| Securities available for sale | 19,947,000 | 18,388,000 | 17,801,000 | 17,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,702,000 | 67,268,000 | 68,654,000 | 70,665,000 |
| Interest-bearing deposits | 59,401,000 | 58,599,000 | 58,871,000 | 62,046,000 |
| Noninterest-bearing deposits | 8,301,000 | 8,669,000 | 9,783,000 | 8,619,000 |
| Equity capital | 5,421,000 | 5,739,000 | 5,864,000 | 5,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,980,000 | 3,109,000 | 4,262,000 |
| Interest expense | 331,000 | 685,000 | 1,092,000 | 1,539,000 |
| Net interest income | 630,000 | 1,295,000 | 2,017,000 | 2,723,000 |
| Noninterest income | 59,000 | 136,000 | 248,000 | 352,000 |
| Noninterest expense | 632,000 | 1,245,000 | 1,901,000 | 2,534,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 186,000 | 364,000 | 541,000 |
| Income tax | 13,000 | 2,000 | 2,000 | 2,000 |
| Net income | 44,000 | 184,000 | 362,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,514,000 | 5,653,000 | 5,832,000 | 6,009,000 |
| Total capital | 6,063,000 | 6,249,000 | 6,464,000 | 6,649,000 |
| Risk-weighted assets | 43,435,000 | 47,316,000 | 50,280,000 | 50,919,000 |
Machine access — free, no API key
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