Call reports 2004
LAKE BANK, THE — 2004
What LAKE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 70,079,000 | 69,597,000 | 75,724,000 | 72,443,000 |
| Total loans | 37,287,000 | 41,425,000 | 44,711,000 | 46,980,000 |
| Allowance for loan losses | 1,281,000 | 1,272,000 | 1,100,000 | 1,097,000 |
| Securities available for sale | 21,194,000 | 19,195,000 | 23,410,000 | 20,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,289,000 | 63,762,000 | 69,573,000 | 66,172,000 |
| Interest-bearing deposits | 56,655,000 | 56,544,000 | 61,143,000 | 58,074,000 |
| Noninterest-bearing deposits | 6,634,000 | 7,218,000 | 8,430,000 | 8,098,000 |
| Equity capital | 5,382,000 | 4,930,000 | 5,414,000 | 5,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 980,000 | 1,877,000 | 2,843,000 |
| Interest expense | 72,000 | 369,000 | 686,000 | 1,015,000 |
| Net interest income | 85,000 | 611,000 | 1,191,000 | 1,828,000 |
| Noninterest income | 11,000 | 124,000 | 389,000 | 727,000 |
| Noninterest expense | 175,000 | 888,000 | 1,568,000 | 2,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -79,000 | -153,000 | 12,000 | 308,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | -79,000 | -153,000 | 10,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,071,000 | 5,002,000 | 5,170,000 | 5,470,000 |
| Total capital | 5,510,000 | 5,496,000 | 5,712,000 | 6,016,000 |
| Risk-weighted assets | 34,274,000 | 38,627,000 | 42,825,000 | 43,139,000 |
Machine access — free, no API key
Every figure shown here about LAKE BANK, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.