Call report 2008Q4
FOUR OAKS BANK & TRUST COMPANY — 2008Q4
The 22 measures FOUR OAKS BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 921,039,000 | USD | evidence → |
| Total loans | 681,500,000 | USD | evidence → |
| Allowance for loan losses | 9,542,000 | USD | evidence → |
| Securities available for sale | 167,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 724,320,000 | USD | evidence → |
| Interest-bearing deposits | 650,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,981,000 | USD | evidence → |
| Equity capital | 73,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,953,000 | USD | evidence → |
| Interest expense | 22,901,000 | USD | evidence → |
| Net interest income | 26,052,000 | USD | evidence → |
| Noninterest income | 4,641,000 | USD | evidence → |
| Noninterest expense | 21,663,000 | USD | evidence → |
| Provision for loan losses | 3,336,000 | USD | evidence → |
| Pretax income | 6,270,000 | USD | evidence → |
| Income tax | 1,649,000 | USD | evidence → |
| Net income | 4,621,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,512,000 | USD | evidence → |
| Total capital | 75,330,000 | USD | evidence → |
| Risk-weighted assets | 704,704,000 | USD | evidence → |