Call reports 2002
FOUR OAKS BANK & TRUST COMPANY — 2002
What FOUR OAKS BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 308,758,000 | 308,780,000 | 314,493,000 | 317,655,000 |
| Total loans | 205,266,000 | 217,640,000 | 224,448,000 | 229,490,000 |
| Allowance for loan losses | 2,610,000 | 2,710,000 | 2,800,000 | 2,860,000 |
| Securities available for sale | 59,178,000 | 61,362,000 | 47,408,000 | 56,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,716,000 | 245,153,000 | 250,473,000 | 252,507,000 |
| Interest-bearing deposits | 206,506,000 | 201,883,000 | 207,411,000 | 209,289,000 |
| Noninterest-bearing deposits | 40,210,000 | 43,270,000 | 43,062,000 | 43,218,000 |
| Equity capital | 26,788,000 | 28,241,000 | 28,625,000 | 29,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,853,000 | 9,846,000 | 14,741,000 | 19,583,000 |
| Interest expense | 2,056,000 | 3,959,000 | 5,833,000 | 7,674,000 |
| Net interest income | 2,797,000 | 5,887,000 | 8,908,000 | 11,909,000 |
| Noninterest income | 792,000 | 1,570,000 | 2,241,000 | 3,013,000 |
| Noninterest expense | 2,294,000 | 4,661,000 | 7,040,000 | 9,438,000 |
| Provision for loan losses | 128,000 | 364,000 | 731,000 | 1,248,000 |
| Pretax income | 1,163,000 | 2,414,000 | 3,391,000 | 4,228,000 |
| Income tax | 390,000 | 784,000 | 1,029,000 | 1,306,000 |
| Net income | 773,000 | 1,630,000 | 2,362,000 | 2,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,891,000 | 27,775,000 | 28,082,000 | 28,655,000 |
| Total capital | 29,501,000 | 30,485,000 | 30,882,000 | 31,515,000 |
| Risk-weighted assets | 217,866,000 | 226,560,000 | 235,210,000 | 238,033,000 |
Machine access — free, no API key
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