Call reports 2020
BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION — 2020
What BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,923,000 | 70,559,000 | 70,298,000 | 72,390,000 |
| Total loans | 55,404,000 | 51,287,000 | 48,820,000 | 43,793,000 |
| Allowance for loan losses | 409,000 | 399,000 | 397,000 | 380,000 |
| Securities available for sale | 2,625,000 | 2,505,000 | 2,077,000 | 1,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,522,000 | 56,678,000 | 56,262,000 | 58,744,000 |
| Interest-bearing deposits | 49,646,000 | 51,473,000 | 51,282,000 | 53,746,000 |
| Noninterest-bearing deposits | 3,876,000 | 5,205,000 | 4,980,000 | 4,998,000 |
| Equity capital | 4,772,000 | 4,834,000 | 4,929,000 | 4,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,298,000 | 1,828,000 | 2,335,000 |
| Interest expense | 191,000 | 383,000 | 568,000 | 746,000 |
| Net interest income | 518,000 | 915,000 | 1,260,000 | 1,589,000 |
| Noninterest income | 67,000 | 323,000 | 598,000 | 753,000 |
| Noninterest expense | 569,000 | 1,185,000 | 1,761,000 | 2,212,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 49,000 | 86,000 | 140,000 | 172,000 |
| Income tax | 15,000 | 23,000 | 36,000 | 485,000 |
| Net income | 34,000 | 63,000 | 104,000 | -313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,939,000 | 4,968,000 | 5,009,000 | 4,592,000 |
| Total capital | 5,348,000 | 5,367,000 | 5,406,000 | 4,972,000 |
| Risk-weighted assets | 42,261,000 | 44,247,000 | 44,018,000 | 40,899,000 |