Call reports 2018
BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION — 2018
What BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,060,000 | 70,432,000 | 68,635,000 | 67,603,000 |
| Total loans | 48,137,000 | 52,307,000 | 51,792,000 | 51,667,000 |
| Allowance for loan losses | 396,000 | 396,000 | 396,000 | 397,000 |
| Securities available for sale | 9,409,000 | 8,735,000 | 7,899,000 | 7,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,932,000 | 55,197,000 | 53,406,000 | 52,513,000 |
| Interest-bearing deposits | 51,149,000 | 50,758,000 | 49,494,000 | 48,472,000 |
| Noninterest-bearing deposits | 3,783,000 | 4,439,000 | 3,912,000 | 4,041,000 |
| Equity capital | 5,264,000 | 5,156,000 | 4,993,000 | 4,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,270,000 | 1,965,000 | 2,684,000 |
| Interest expense | 125,000 | 257,000 | 415,000 | 581,000 |
| Net interest income | 506,000 | 1,013,000 | 1,550,000 | 2,103,000 |
| Noninterest income | 74,000 | 141,000 | 185,000 | 221,000 |
| Noninterest expense | 593,000 | 1,201,000 | 1,917,000 | 2,637,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 29,000 | 0 | -135,000 | -266,000 |
| Income tax | 7,000 | -4,000 | -44,000 | -83,000 |
| Net income | 22,000 | 4,000 | -91,000 | -183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,386,000 | 5,369,000 | 5,254,000 | 5,161,000 |
| Total capital | 5,782,000 | 5,765,000 | 5,650,000 | 5,558,000 |
| Risk-weighted assets | 41,950,000 | 45,155,000 | 43,383,000 | 43,230,000 |