Call reports 2017
BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION — 2017
What BRAINERD SAVINGS & LOAN FEDERAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,799,000 | 64,520,000 | 67,541,000 | 69,117,000 |
| Total loans | 44,616,000 | 42,773,000 | 50,428,000 | 49,922,000 |
| Allowance for loan losses | 428,000 | 427,000 | 426,000 | 418,000 |
| Securities available for sale | 8,464,000 | 8,970,000 | 7,824,000 | 9,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,415,000 | 52,696,000 | 53,923,000 | 55,455,000 |
| Interest-bearing deposits | 47,631,000 | 48,941,000 | 49,823,000 | 51,508,000 |
| Noninterest-bearing deposits | 3,784,000 | 3,755,000 | 4,100,000 | 3,947,000 |
| Equity capital | 5,516,000 | 5,470,000 | 5,462,000 | 5,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,173,000 | 1,774,000 | 2,403,000 |
| Interest expense | 118,000 | 236,000 | 355,000 | 481,000 |
| Net interest income | 479,000 | 937,000 | 1,419,000 | 1,922,000 |
| Noninterest income | 153,000 | 258,000 | 318,000 | 386,000 |
| Noninterest expense | 622,000 | 1,297,000 | 1,911,000 | 2,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | -46,000 | -98,000 | -139,000 |
| Income tax | 11,000 | -24,000 | -44,000 | 76,000 |
| Net income | 22,000 | -22,000 | -54,000 | -215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,602,000 | 5,556,000 | 5,529,000 | 5,364,000 |
| Total capital | 6,030,000 | 5,983,000 | 5,955,000 | 5,782,000 |
| Risk-weighted assets | 38,478,000 | 38,608,000 | 40,631,000 | 41,869,000 |