Call reports 2025
AGILITY BANK, N.A. — 2025
What AGILITY BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 126,417,000 | 132,496,000 | 130,554,000 | 130,365,000 |
| Total loans | 97,004,000 | 101,128,000 | 99,884,000 | 101,199,000 |
| Allowance for loan losses | 2,075,000 | 1,714,000 | 1,714,000 | 1,779,000 |
| Securities available for sale | 3,602,000 | 5,531,000 | 5,540,000 | 5,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,649,000 | 100,316,000 | 98,585,000 | 98,486,000 |
| Interest-bearing deposits | 71,998,000 | 73,473,000 | 73,162,000 | 74,954,000 |
| Noninterest-bearing deposits | 21,651,000 | 26,843,000 | 25,423,000 | 23,532,000 |
| Equity capital | 29,194,000 | 28,986,000 | 28,919,000 | 29,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,127,000 | 6,388,000 | 8,594,000 |
| Interest expense | 580,000 | 1,315,000 | 2,050,000 | 2,740,000 |
| Net interest income | 1,349,000 | 2,812,000 | 4,338,000 | 5,854,000 |
| Noninterest income | 409,000 | 446,000 | 484,000 | 521,000 |
| Noninterest expense | 1,960,000 | 3,664,000 | 5,309,000 | 6,509,000 |
| Provision for loan losses | 479,000 | 490,000 | 490,000 | 705,000 |
| Pretax income | -680,000 | -895,000 | -977,000 | -839,000 |
| Income tax | 0 | 0 | 9,000 | 0 |
| Net income | -680,000 | -895,000 | -986,000 | -839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,200,000 | 28,993,000 | 28,914,000 | 29,066,000 |