Call reports 2024
AGILITY BANK, N.A. — 2024
What AGILITY BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 79,643,000 | 83,010,000 | 87,966,000 | 103,622,000 |
| Total loans | 48,644,000 | 54,970,000 | 68,573,000 | 85,478,000 |
| Allowance for loan losses | 864,000 | 1,001,000 | 1,487,000 | 1,596,000 |
| Securities available for sale | 3,722,000 | 5,095,000 | 4,163,000 | 3,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,599,000 | 46,653,000 | 52,777,000 | 69,239,000 |
| Interest-bearing deposits | 29,499,000 | 31,125,000 | 38,626,000 | 49,601,000 |
| Noninterest-bearing deposits | 13,100,000 | 15,528,000 | 14,151,000 | 19,638,000 |
| Equity capital | 34,298,000 | 33,497,000 | 32,306,000 | 29,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,614,000 | 4,125,000 | 5,868,000 |
| Interest expense | 306,000 | 627,000 | 1,016,000 | 1,456,000 |
| Net interest income | 933,000 | 1,987,000 | 3,109,000 | 4,412,000 |
| Noninterest income | 12,000 | 32,000 | 51,000 | 79,000 |
| Noninterest expense | 1,583,000 | 3,221,000 | 5,149,000 | 8,552,000 |
| Provision for loan losses | 187,000 | 449,000 | 935,000 | 1,289,000 |
| Pretax income | -825,000 | -1,650,000 | -2,922,000 | -5,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -825,000 | -1,650,000 | -2,922,000 | -5,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,353,000 | 33,531,000 | 32,280,000 | 29,867,000 |