Call reports 2023
AGILITY BANK, N.A. — 2023
What AGILITY BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 63,397,000 | 69,154,000 | 74,932,000 | 76,638,000 |
| Total loans | 22,441,000 | 41,354,000 | 46,273,000 | 51,283,000 |
| Allowance for loan losses | 269,000 | 520,000 | 610,000 | 677,000 |
| Securities available for sale | 10,179,000 | 8,162,000 | 6,670,000 | 4,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,186,000 | 29,864,000 | 36,303,000 | 38,706,000 |
| Interest-bearing deposits | 14,332,000 | 22,225,000 | 27,420,000 | 27,768,000 |
| Noninterest-bearing deposits | 8,854,000 | 7,639,000 | 8,883,000 | 10,938,000 |
| Equity capital | 37,270,000 | 36,336,000 | 35,702,000 | 35,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,579,000 | 2,627,000 | 3,804,000 |
| Interest expense | 102,000 | 287,000 | 538,000 | 829,000 |
| Net interest income | 586,000 | 1,292,000 | 2,089,000 | 2,975,000 |
| Noninterest income | 17,000 | 50,000 | 91,000 | 113,000 |
| Noninterest expense | 1,210,000 | 2,601,000 | 3,985,000 | 5,445,000 |
| Provision for loan losses | 94,000 | 345,000 | 435,000 | 522,000 |
| Pretax income | -708,000 | -1,611,000 | -2,248,000 | -2,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -708,000 | -1,611,000 | -2,248,000 | -2,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,351,000 | 36,446,000 | 35,811,000 | 35,175,000 |