Call reports 2026
PEOPLES STATE BANK OF MUNISING — 2026
What PEOPLES STATE BANK OF MUNISING reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 188,147,000 | 190,380,000 |
| Total loans | 110,810,000 | 110,738,000 |
| Allowance for loan losses | 2,214,000 | 2,215,000 |
| Securities available for sale | 60,492,000 | 56,465,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 143,261,000 | 142,033,000 |
| Interest-bearing deposits | 96,791,000 | 93,995,000 |
| Noninterest-bearing deposits | 46,470,000 | 48,038,000 |
| Equity capital | 22,504,000 | 22,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,935,000 | 3,940,000 |
| Interest expense | 565,000 | 1,138,000 |
| Net interest income | 1,370,000 | 2,802,000 |
| Noninterest income | 207,000 | 426,000 |
| Noninterest expense | 1,356,000 | 2,766,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 221,000 | 462,000 |
| Income tax | 25,000 | 60,000 |
| Net income | 196,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,553,000 | 23,788,000 |
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