Call reports 2025
PEOPLES STATE BANK OF MUNISING — 2025
What PEOPLES STATE BANK OF MUNISING reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 201,733,000 | 198,516,000 | 194,022,000 | 182,282,000 |
| Total loans | 115,263,000 | 114,486,000 | 114,078,000 | 107,085,000 |
| Allowance for loan losses | 2,254,000 | 2,256,000 | 2,241,000 | 2,233,000 |
| Securities available for sale | 68,040,000 | 63,147,000 | 61,596,000 | 60,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,982,000 | 149,876,000 | 152,460,000 | 139,234,000 |
| Interest-bearing deposits | 109,015,000 | 104,332,000 | 100,495,000 | 94,984,000 |
| Noninterest-bearing deposits | 43,967,000 | 45,544,000 | 51,965,000 | 44,250,000 |
| Equity capital | 20,542,000 | 21,160,000 | 22,141,000 | 22,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,106,000 | 4,195,000 | 6,379,000 | 8,361,000 |
| Interest expense | 746,000 | 1,459,000 | 2,078,000 | 2,638,000 |
| Net interest income | 1,360,000 | 2,736,000 | 4,301,000 | 5,723,000 |
| Noninterest income | 213,000 | 427,000 | 674,000 | 1,170,000 |
| Noninterest expense | 1,273,000 | 2,542,000 | 3,864,000 | 5,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 621,000 | 1,111,000 | 1,684,000 |
| Income tax | 47,000 | 99,000 | 259,000 | 298,000 |
| Net income | 253,000 | 522,000 | 852,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,230,000 | 22,855,000 | 23,223,000 | 23,321,000 |
Machine access — free, no API key
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