Call reports 2019
PEOPLES STATE BANK OF MUNISING — 2019
What PEOPLES STATE BANK OF MUNISING reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,888,000 | 142,656,000 | 145,754,000 | 141,643,000 |
| Total loans | 92,530,000 | 93,662,000 | 93,118,000 | 94,197,000 |
| Allowance for loan losses | 1,901,000 | 1,879,000 | 1,881,000 | 1,868,000 |
| Securities available for sale | 38,329,000 | 34,143,000 | 32,703,000 | 32,003,000 |
| Securities held to maturity | 373,000 | 343,000 | 328,000 | 162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,067,000 | 122,108,000 | 124,993,000 | 121,423,000 |
| Interest-bearing deposits | 96,742,000 | 95,008,000 | 93,372,000 | 92,674,000 |
| Noninterest-bearing deposits | 27,325,000 | 27,100,000 | 31,620,000 | 28,749,000 |
| Equity capital | 18,271,000 | 19,072,000 | 19,220,000 | 18,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,062,000 | 4,635,000 | 6,153,000 |
| Interest expense | 158,000 | 343,000 | 530,000 | 715,000 |
| Net interest income | 1,367,000 | 2,719,000 | 4,105,000 | 5,438,000 |
| Noninterest income | 262,000 | 499,000 | 723,000 | 1,061,000 |
| Noninterest expense | 955,000 | 1,943,000 | 2,922,000 | 3,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 676,000 | 1,278,000 | 1,910,000 | 2,533,000 |
| Income tax | 100,000 | 200,000 | 312,000 | 434,000 |
| Net income | 576,000 | 1,078,000 | 1,598,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,769,000 | 17,271,000 | 17,365,000 | 16,967,000 |
| Total capital | 18,107,000 | 18,602,000 | 18,706,000 | 18,300,000 |
| Risk-weighted assets | 106,469,000 | 105,968,000 | 106,702,000 | 106,137,000 |
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