Call reports 2015
PEOPLES STATE BANK OF MUNISING — 2015
What PEOPLES STATE BANK OF MUNISING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,928,000 | 122,495,000 | 132,820,000 | 127,055,000 |
| Total loans | 74,523,000 | 75,662,000 | 76,583,000 | 76,783,000 |
| Allowance for loan losses | 1,998,000 | 2,022,000 | 1,730,000 | 1,796,000 |
| Securities available for sale | 30,454,000 | 29,950,000 | 36,673,000 | 34,770,000 |
| Securities held to maturity | 141,000 | 964,000 | 964,000 | 854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,422,000 | 102,003,000 | 110,892,000 | 107,392,000 |
| Interest-bearing deposits | 84,646,000 | 81,425,000 | 85,407,000 | 84,541,000 |
| Noninterest-bearing deposits | 17,776,000 | 20,578,000 | 25,485,000 | 22,851,000 |
| Equity capital | 17,235,000 | 17,480,000 | 18,058,000 | 17,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,534,000 | 3,816,000 | 5,102,000 |
| Interest expense | 177,000 | 355,000 | 535,000 | 714,000 |
| Net interest income | 1,082,000 | 2,179,000 | 3,281,000 | 4,388,000 |
| Noninterest income | 1,480,000 | 2,786,000 | 4,221,000 | 5,034,000 |
| Noninterest expense | 1,911,000 | 3,691,000 | 5,575,000 | 7,060,000 |
| Provision for loan losses | 30,000 | 85,000 | 185,000 | 335,000 |
| Pretax income | 622,000 | 1,190,000 | 1,743,000 | 2,029,000 |
| Income tax | 161,000 | 301,000 | 401,000 | 497,000 |
| Net income | 461,000 | 889,000 | 1,342,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,108,000 | 15,717,000 | 16,172,000 | 15,795,000 |
| Total capital | 16,272,000 | 16,856,000 | 17,369,000 | 16,927,000 |
| Risk-weighted assets | 92,302,000 | 90,234,000 | 95,259,000 | 89,876,000 |
Machine access — free, no API key
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