Call reports 2006
PEOPLES STATE BANK OF MUNISING — 2006
What PEOPLES STATE BANK OF MUNISING reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,362,000 | 107,875,000 | 111,732,000 | 109,113,000 |
| Total loans | 77,813,000 | 79,958,000 | 79,240,000 | 78,124,000 |
| Allowance for loan losses | 1,273,000 | 1,290,000 | 1,325,000 | 1,275,000 |
| Securities available for sale | 18,522,000 | 18,389,000 | 19,817,000 | 19,597,000 |
| Securities held to maturity | 348,000 | 327,000 | 327,000 | 327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,303,000 | 86,033,000 | 90,868,000 | 88,287,000 |
| Interest-bearing deposits | 74,125,000 | 76,067,000 | 78,644,000 | 77,510,000 |
| Noninterest-bearing deposits | 11,178,000 | 9,966,000 | 12,224,000 | 10,777,000 |
| Equity capital | 11,333,000 | 11,564,000 | 12,007,000 | 11,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,421,000 | 5,242,000 | 7,032,000 |
| Interest expense | 636,000 | 1,304,000 | 2,042,000 | 2,793,000 |
| Net interest income | 1,025,000 | 2,117,000 | 3,200,000 | 4,239,000 |
| Noninterest income | 149,000 | 291,000 | 446,000 | 607,000 |
| Noninterest expense | 766,000 | 1,607,000 | 2,444,000 | 3,347,000 |
| Provision for loan losses | 32,000 | 56,000 | 88,000 | 102,000 |
| Pretax income | 376,000 | 742,000 | 1,111,000 | 1,394,000 |
| Income tax | 76,000 | 148,000 | 217,000 | 254,000 |
| Net income | 300,000 | 594,000 | 894,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,992,000 | 11,286,000 | 11,587,000 | 11,533,000 |
| Total capital | 11,718,000 | 12,324,000 | 12,636,000 | 12,573,000 |
| Risk-weighted assets | 57,533,000 | 82,751,000 | 83,676,000 | 83,003,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK OF MUNISING — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.