Call reports 2019
HERITAGE BANK — 2019
What HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,338,759,000 | 5,372,736,000 | 5,510,868,000 | 5,550,690,000 |
| Total loans | 3,699,387,000 | 3,721,975,000 | 3,736,554,000 | 3,773,412,000 |
| Allowance for loan losses | 36,152,000 | 36,363,000 | 36,518,000 | 36,171,000 |
| Securities available for sale | 985,009,000 | 960,680,000 | 966,102,000 | 952,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,421,160,000 | 4,372,553,000 | 4,581,728,000 | 4,618,285,000 |
| Interest-bearing deposits | 3,068,910,000 | 3,040,579,000 | 3,132,823,000 | 3,136,174,000 |
| Noninterest-bearing deposits | 1,352,250,000 | 1,331,974,000 | 1,448,905,000 | 1,482,111,000 |
| Equity capital | 782,380,000 | 800,685,000 | 810,513,000 | 806,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 53,798,000 | 109,006,000 | 163,883,000 | 217,819,000 |
| Interest expense | 3,671,000 | 8,017,000 | 12,332,000 | 16,855,000 |
| Net interest income | 50,127,000 | 100,989,000 | 151,551,000 | 200,964,000 |
| Noninterest income | 7,582,000 | 15,010,000 | 23,386,000 | 32,563,000 |
| Noninterest expense | 35,580,000 | 71,754,000 | 107,456,000 | 142,346,000 |
| Provision for loan losses | 920,000 | 2,287,000 | 2,753,000 | 4,311,000 |
| Pretax income | 21,224,000 | 42,006,000 | 65,057,000 | 87,200,000 |
| Income tax | 3,558,000 | 7,228,000 | 11,222,000 | 15,014,000 |
| Net income | 17,666,000 | 34,778,000 | 53,835,000 | 72,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 525,285,000 | 535,423,000 | 543,455,000 | 538,560,000 |
| Total capital | 561,743,000 | 572,092,000 | 580,279,000 | 575,037,000 |
| Risk-weighted assets | 4,428,010,000 | 4,509,034,000 | 4,617,170,000 | 4,689,271,000 |