Call reports 2013
HERITAGE BANK — 2013
What HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,267,402,000 | 1,425,158,000 | 1,673,956,000 | 1,657,996,000 |
| Total loans | 965,906,000 | 1,114,833,000 | 1,236,837,000 | 1,231,920,000 |
| Allowance for loan losses | 24,261,000 | 28,381,000 | 28,755,000 | 28,825,000 |
| Securities available for sale | 139,908,000 | 143,110,000 | 167,166,000 | 163,077,000 |
| Securities held to maturity | 6,630,000 | 13,078,000 | 35,112,000 | 36,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,081,312,000 | 1,227,045,000 | 1,433,203,000 | 1,408,093,000 |
| Interest-bearing deposits | 849,276,000 | 949,564,000 | 1,069,787,000 | 1,051,048,000 |
| Noninterest-bearing deposits | 232,036,000 | 277,481,000 | 363,416,000 | 357,045,000 |
| Equity capital | 168,008,000 | 173,203,000 | 210,928,000 | 212,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,408,000 | 34,417,000 | 52,979,000 | 71,560,000 |
| Interest expense | 823,000 | 1,881,000 | 2,838,000 | 3,744,000 |
| Net interest income | 14,585,000 | 32,536,000 | 50,141,000 | 67,816,000 |
| Noninterest income | 2,816,000 | 5,545,000 | 8,965,000 | 11,467,000 |
| Noninterest expense | 12,323,000 | 25,529,000 | 39,659,000 | 56,802,000 |
| Provision for loan losses | 858,000 | 2,166,000 | 3,245,000 | 3,673,000 |
| Pretax income | 4,220,000 | 10,360,000 | 16,176,000 | 18,770,000 |
| Income tax | 1,312,000 | 3,311,000 | 5,081,000 | 5,771,000 |
| Net income | 2,908,000 | 7,049,000 | 11,095,000 | 12,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,481,000 | 158,314,000 | 180,483,000 | 182,543,000 |
| Total capital | 164,109,000 | 171,767,000 | 195,696,000 | 197,656,000 |
| Risk-weighted assets | 917,528,000 | 1,061,124,000 | 1,203,261,000 | 1,195,166,000 |
Machine access — free, no API key
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