Call reports 2026
EXCHANGE BANK, THE — 2026
What EXCHANGE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 155,435,000 | 158,375,000 |
| Total loans | 55,793,000 | 52,827,000 |
| Allowance for loan losses | 900,000 | 900,000 |
| Securities available for sale | 61,645,000 | 62,452,000 |
| Securities held to maturity | 17,886,000 | 19,952,000 |
| Trading assets | 0 | 0 |
| Total deposits | 139,930,000 | 142,322,000 |
| Interest-bearing deposits | 111,734,000 | 113,998,000 |
| Noninterest-bearing deposits | 28,196,000 | 28,324,000 |
| Equity capital | 15,112,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,858,000 | 3,685,000 |
| Interest expense | 446,000 | 878,000 |
| Net interest income | 1,412,000 | 2,807,000 |
| Noninterest income | 247,000 | 505,000 |
| Noninterest expense | 1,152,000 | 2,311,000 |
| Provision for loan losses | 30,000 | 30,000 |
| Pretax income | 477,000 | 971,000 |
| Income tax | 46,000 | 89,000 |
| Net income | 431,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,985,000 | 19,436,000 |