Call report 2025Q4
EXCHANGE BANK, THE — 2025Q4
The 22 measures EXCHANGE BANK, THE reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,147,000 | USD | evidence → |
| Total loans | 53,584,000 | USD | evidence → |
| Allowance for loan losses | 870,000 | USD | evidence → |
| Securities available for sale | 59,586,000 | USD | evidence → |
| Securities held to maturity | 18,241,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,189,000 | USD | evidence → |
| Interest-bearing deposits | 108,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,419,000 | USD | evidence → |
| Equity capital | 15,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,348,000 | USD | evidence → |
| Interest expense | 1,709,000 | USD | evidence → |
| Net interest income | 5,639,000 | USD | evidence → |
| Noninterest income | 1,085,000 | USD | evidence → |
| Noninterest expense | 4,587,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,609,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 1,551,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,011,000 | USD | evidence → |