Call reports 2025
FVCBANK — 2025
What FVCBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,235,305,000 | 2,232,750,000 | 2,314,550,000 | 2,287,755,000 |
| Total loans | 1,882,134,000 | 1,869,098,000 | 1,858,421,000 | 1,941,283,000 |
| Allowance for loan losses | 18,422,000 | 18,065,000 | 17,943,000 | 18,887,000 |
| Securities available for sale | 157,729,000 | 156,864,000 | 156,900,000 | 153,159,000 |
| Securities held to maturity | 265,000 | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,908,034,000 | 1,905,353,000 | 1,980,036,000 | 1,998,445,000 |
| Interest-bearing deposits | 1,539,496,000 | 1,547,265,000 | 1,603,467,000 | 1,634,049,000 |
| Noninterest-bearing deposits | 368,538,000 | 358,088,000 | 376,569,000 | 364,396,000 |
| Equity capital | 251,979,000 | 255,609,000 | 262,110,000 | 266,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,534,000 | 57,940,000 | 87,767,000 | 118,350,000 |
| Interest expense | 13,260,000 | 26,685,000 | 40,233,000 | 53,494,000 |
| Net interest income | 15,274,000 | 31,255,000 | 47,534,000 | 64,856,000 |
| Noninterest income | 670,000 | 1,679,000 | 2,711,000 | 3,638,000 |
| Noninterest expense | 8,884,000 | 18,069,000 | 27,305,000 | 36,598,000 |
| Provision for loan losses | 153,000 | 314,000 | 689,000 | 1,628,000 |
| Pretax income | 6,860,000 | 14,559,000 | 22,260,000 | 30,307,000 |
| Income tax | 1,323,000 | 2,988,000 | 4,739,000 | 6,623,000 |
| Net income | 5,537,000 | 11,571,000 | 17,521,000 | 23,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 264,699,000 | 268,752,000 | 273,647,000 | 277,253,000 |
| Total capital | 283,678,000 | 287,319,000 | 292,092,000 | 296,611,000 |
| Risk-weighted assets | 1,881,921,000 | 1,880,301,000 | 1,851,851,000 | 1,929,082,000 |