Call reports 2019
FVCBANK — 2019
What FVCBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,416,878,000 | 1,481,617,000 | 1,562,085,000 | 1,534,009,000 |
| Total loans | 1,178,941,000 | 1,234,372,000 | 1,243,405,000 | 1,281,724,000 |
| Allowance for loan losses | 9,512,000 | 9,996,000 | 10,068,000 | 10,231,000 |
| Securities available for sale | 136,461,000 | 133,215,000 | 135,263,000 | 140,285,000 |
| Securities held to maturity | 1,761,000 | 1,761,000 | 264,000 | 264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,218,969,000 | 1,275,400,000 | 1,323,884,000 | 1,291,142,000 |
| Interest-bearing deposits | 1,155,752,000 | 1,213,005,000 | 1,253,050,000 | 1,218,369,000 |
| Noninterest-bearing deposits | 63,217,000 | 62,396,000 | 70,834,000 | 72,773,000 |
| Equity capital | 179,612,000 | 185,582,000 | 190,668,000 | 194,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,944,000 | 32,918,000 | 49,908,000 | 66,669,000 |
| Interest expense | 3,801,000 | 8,025,000 | 12,544,000 | 17,091,000 |
| Net interest income | 12,143,000 | 24,893,000 | 37,364,000 | 49,578,000 |
| Noninterest income | 738,000 | 1,277,000 | 1,954,000 | 2,543,000 |
| Noninterest expense | 6,615,000 | 13,632,000 | 20,602,000 | 27,593,000 |
| Provision for loan losses | 515,000 | 1,020,000 | 1,255,000 | 1,720,000 |
| Pretax income | 5,751,000 | 11,518,000 | 17,464,000 | 22,811,000 |
| Income tax | 1,291,000 | 2,467,000 | 3,682,000 | 4,745,000 |
| Net income | 4,460,000 | 9,051,000 | 13,782,000 | 18,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,278,000 | 172,988,000 | 177,824,000 | 182,121,000 |
| Total capital | 177,802,000 | 182,996,000 | 187,904,000 | 192,364,000 |
| Risk-weighted assets | 1,319,222,000 | 1,385,075,000 | 1,403,883,000 | 1,432,085,000 |