Call reports 2018
FVCBANK — 2018
What FVCBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,077,638,000 | 1,136,962,000 | 1,172,646,000 | 1,348,906,000 |
| Total loans | 921,230,000 | 955,641,000 | 978,304,000 | 1,136,743,000 |
| Allowance for loan losses | 8,102,000 | 8,298,000 | 8,576,000 | 9,159,000 |
| Securities available for sale | 116,551,000 | 115,600,000 | 110,140,000 | 122,305,000 |
| Securities held to maturity | 1,760,000 | 1,761,000 | 1,761,000 | 1,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,695,000 | 1,011,230,000 | 1,018,019,000 | 1,168,692,000 |
| Interest-bearing deposits | 898,485,000 | 949,845,000 | 959,736,000 | 1,112,867,000 |
| Noninterest-bearing deposits | 43,210,000 | 61,385,000 | 58,283,000 | 55,824,000 |
| Equity capital | 120,157,000 | 123,572,000 | 137,001,000 | 173,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,325,000 | 23,379,000 | 36,235,000 | 51,860,000 |
| Interest expense | 2,183,000 | 4,502,000 | 7,102,000 | 10,530,000 |
| Net interest income | 9,142,000 | 18,877,000 | 29,133,000 | 41,330,000 |
| Noninterest income | 384,000 | 747,000 | 1,495,000 | 2,123,000 |
| Noninterest expense | 4,993,000 | 10,179,000 | 15,593,000 | 24,519,000 |
| Provision for loan losses | 358,000 | 639,000 | 990,000 | 1,920,000 |
| Pretax income | 4,175,000 | 8,806,000 | 14,045,000 | 16,552,000 |
| Income tax | 839,000 | 1,666,000 | 2,942,000 | 3,074,000 |
| Net income | 3,336,000 | 7,140,000 | 11,103,000 | 13,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,600,000 | 126,410,000 | 140,378,000 | 163,804,000 |
| Total capital | 130,702,000 | 134,708,000 | 148,954,000 | 172,975,000 |
| Risk-weighted assets | 1,007,588,000 | 1,054,876,000 | 1,075,694,000 | 1,234,039,000 |