Call reports 2016
FVCBANK — 2016
What FVCBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 740,904,000 | 796,802,000 | 837,009,000 | 907,785,000 |
| Total loans | 639,621,000 | 664,115,000 | 687,723,000 | 768,103,000 |
| Allowance for loan losses | 6,239,000 | 6,339,000 | 5,891,000 | 6,453,000 |
| Securities available for sale | 67,977,000 | 97,975,000 | 98,261,000 | 109,973,000 |
| Securities held to maturity | 2,247,000 | 263,000 | 263,000 | 1,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,697,000 | 678,504,000 | 732,324,000 | 776,740,000 |
| Interest-bearing deposits | 627,079,000 | 636,289,000 | 688,969,000 | 739,088,000 |
| Noninterest-bearing deposits | 33,618,000 | 42,215,000 | 43,354,000 | 37,652,000 |
| Equity capital | 75,614,000 | 98,869,000 | 100,839,000 | 101,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,679,000 | 15,449,000 | 23,829,000 | 32,584,000 |
| Interest expense | 1,052,000 | 2,170,000 | 3,287,000 | 4,545,000 |
| Net interest income | 6,627,000 | 13,279,000 | 20,542,000 | 28,039,000 |
| Noninterest income | 261,000 | 556,000 | 925,000 | 1,149,000 |
| Noninterest expense | 3,782,000 | 7,645,000 | 11,516,000 | 15,445,000 |
| Provision for loan losses | 225,000 | 325,000 | 910,000 | 1,471,000 |
| Pretax income | 2,881,000 | 5,936,000 | 9,041,000 | 12,343,000 |
| Income tax | 929,000 | 2,048,000 | 3,119,000 | 4,127,000 |
| Net income | 1,952,000 | 3,888,000 | 5,922,000 | 8,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,153,000 | 98,089,000 | 100,123,000 | 102,312,000 |
| Total capital | 81,391,000 | 104,428,000 | 106,014,000 | 108,764,000 |
| Risk-weighted assets | 678,221,000 | 717,899,000 | 724,889,000 | 826,790,000 |