Call reports 2012
FVCBANK — 2012
What FVCBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,518,000 | 309,813,000 | 334,601,000 | 422,761,000 |
| Total loans | 231,680,000 | 251,276,000 | 272,105,000 | 331,428,000 |
| Allowance for loan losses | 2,962,000 | 3,264,000 | 3,473,000 | 3,757,000 |
| Securities available for sale | 23,858,000 | 22,247,000 | 27,606,000 | 29,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,971,000 | 268,369,000 | 292,594,000 | 378,702,000 |
| Interest-bearing deposits | 179,914,000 | 209,766,000 | 219,071,000 | 309,842,000 |
| Noninterest-bearing deposits | 53,057,000 | 58,603,000 | 73,523,000 | 68,860,000 |
| Equity capital | 34,916,000 | 35,518,000 | 35,957,000 | 39,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,872,000 | 10,686,000 | 15,095,000 |
| Interest expense | 556,000 | 1,106,000 | 1,757,000 | 2,518,000 |
| Net interest income | 2,781,000 | 5,766,000 | 8,929,000 | 12,577,000 |
| Noninterest income | 120,000 | 273,000 | 433,000 | 1,076,000 |
| Noninterest expense | 2,159,000 | 4,477,000 | 7,037,000 | 10,166,000 |
| Provision for loan losses | 207,000 | 510,000 | 719,000 | 1,227,000 |
| Pretax income | 535,000 | 1,049,000 | 1,604,000 | 2,283,000 |
| Income tax | 182,000 | 357,000 | 611,000 | 805,000 |
| Net income | 353,000 | 692,000 | 993,000 | 1,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,164,000 | 33,700,000 | 34,073,000 | 36,164,000 |
| Total capital | 36,085,000 | 36,817,000 | 37,452,000 | 39,921,000 |
| Risk-weighted assets | 233,780,000 | 249,335,000 | 270,307,000 | 324,895,000 |