Call reports 2011
FVCBANK — 2011
What FVCBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 240,173,000 | 250,963,000 | 249,712,000 | 261,037,000 |
| Total loans | 179,131,000 | 194,464,000 | 206,797,000 | 213,023,000 |
| Allowance for loan losses | 2,238,000 | 2,432,000 | 2,637,000 | 2,754,000 |
| Securities available for sale | 23,988,000 | 26,838,000 | 20,997,000 | 25,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,670,000 | 217,385,000 | 217,145,000 | 223,369,000 |
| Interest-bearing deposits | 169,890,000 | 171,604,000 | 173,639,000 | 174,975,000 |
| Noninterest-bearing deposits | 38,780,000 | 45,781,000 | 43,506,000 | 48,394,000 |
| Equity capital | 25,336,000 | 25,934,000 | 26,545,000 | 33,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,767,000 | 5,713,000 | 8,921,000 | 12,169,000 |
| Interest expense | 561,000 | 1,145,000 | 1,729,000 | 2,284,000 |
| Net interest income | 2,206,000 | 4,568,000 | 7,192,000 | 9,885,000 |
| Noninterest income | 97,000 | 226,000 | 351,000 | 464,000 |
| Noninterest expense | 2,070,000 | 4,011,000 | 6,181,000 | 8,254,000 |
| Provision for loan losses | 133,000 | 327,000 | 532,000 | 649,000 |
| Pretax income | 105,000 | 461,000 | 835,000 | 1,441,000 |
| Income tax | 0 | 0 | 0 | -559,000 |
| Net income | 105,000 | 461,000 | 835,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,152,000 | 25,562,000 | 25,947,000 | 32,071,000 |
| Total capital | 27,390,000 | 27,994,000 | 28,584,000 | 34,825,000 |
| Risk-weighted assets | 207,764,000 | 223,124,000 | 234,163,000 | 244,039,000 |