Call reports 2010
FVCBANK — 2010
What FVCBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 150,100,000 | 169,272,000 | 179,107,000 | 207,348,000 |
| Total loans | 121,902,000 | 128,060,000 | 153,360,000 | 165,428,000 |
| Allowance for loan losses | 2,034,000 | 2,132,000 | 2,332,000 | 2,105,000 |
| Securities available for sale | 10,542,000 | 20,454,000 | 18,915,000 | 21,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,058,000 | 145,184,000 | 146,756,000 | 176,328,000 |
| Interest-bearing deposits | 105,626,000 | 117,738,000 | 114,357,000 | 144,290,000 |
| Noninterest-bearing deposits | 20,433,000 | 27,447,000 | 32,400,000 | 32,038,000 |
| Equity capital | 18,169,000 | 18,369,000 | 24,529,000 | 25,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,880,000 | 3,933,000 | 6,183,000 | 8,802,000 |
| Interest expense | 459,000 | 941,000 | 1,406,000 | 1,919,000 |
| Net interest income | 1,421,000 | 2,992,000 | 4,777,000 | 6,883,000 |
| Noninterest income | 35,000 | 95,000 | 213,000 | 327,000 |
| Noninterest expense | 1,380,000 | 2,867,000 | 4,330,000 | 5,997,000 |
| Provision for loan losses | 153,000 | 251,000 | 621,000 | 940,000 |
| Pretax income | 19,000 | 65,000 | 186,000 | 507,000 |
| Income tax | 0 | 0 | 0 | -302,000 |
| Net income | 19,000 | 65,000 | 186,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,075,000 | 18,136,000 | 24,314,000 | 24,812,000 |
| Total capital | 19,812,000 | 19,993,000 | 26,464,000 | 26,917,000 |
| Risk-weighted assets | 138,654,000 | 148,322,000 | 171,820,000 | 189,858,000 |