Call reports 2016
BANK OF CAMILLA — 2016
What BANK OF CAMILLA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,864,000 | 101,190,000 | 100,204,000 | 103,856,000 |
| Total loans | 41,037,000 | 45,534,000 | 45,169,000 | 38,781,000 |
| Allowance for loan losses | 1,195,000 | 1,199,000 | 1,204,000 | 1,207,000 |
| Securities available for sale | 32,629,000 | 34,055,000 | 35,646,000 | 37,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,162,000 | 84,901,000 | 83,693,000 | 88,216,000 |
| Interest-bearing deposits | 66,167,000 | 66,401,000 | 64,576,000 | 64,732,000 |
| Noninterest-bearing deposits | 20,996,000 | 18,500,000 | 19,117,000 | 23,484,000 |
| Equity capital | 15,364,000 | 15,864,000 | 16,095,000 | 15,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,866,000 | 2,812,000 | 3,746,000 |
| Interest expense | 100,000 | 202,000 | 305,000 | 409,000 |
| Net interest income | 823,000 | 1,664,000 | 2,507,000 | 3,337,000 |
| Noninterest income | 262,000 | 443,000 | 674,000 | 947,000 |
| Noninterest expense | 808,000 | 1,548,000 | 2,312,000 | 3,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 884,000 | 1,225,000 | 1,384,000 |
| Income tax | 120,000 | 217,000 | 293,000 | 313,000 |
| Net income | 355,000 | 667,000 | 932,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,034,000 | 15,346,000 | 15,612,000 | 15,750,000 |
| Total capital | 15,821,000 | 16,160,000 | 16,461,000 | 16,570,000 |
| Risk-weighted assets | 62,587,000 | 64,637,000 | 67,542,000 | 65,192,000 |