Call reports 2015
BANK OF CAMILLA — 2015
What BANK OF CAMILLA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,038,000 | 98,035,000 | 96,637,000 | 103,015,000 |
| Total loans | 36,239,000 | 40,902,000 | 41,888,000 | 36,132,000 |
| Allowance for loan losses | 1,069,000 | 1,037,000 | 1,035,000 | 1,007,000 |
| Securities available for sale | 29,001,000 | 31,847,000 | 32,864,000 | 35,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,494,000 | 82,040,000 | 80,244,000 | 86,417,000 |
| Interest-bearing deposits | 65,087,000 | 66,158,000 | 64,129,000 | 67,370,000 |
| Noninterest-bearing deposits | 18,407,000 | 15,883,000 | 16,115,000 | 19,047,000 |
| Equity capital | 15,649,000 | 15,247,000 | 15,618,000 | 15,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,314,000 | 3,205,000 | 4,094,000 |
| Interest expense | 110,000 | 221,000 | 329,000 | 429,000 |
| Net interest income | 1,328,000 | 2,093,000 | 2,876,000 | 3,665,000 |
| Noninterest income | 1,002,000 | 1,227,000 | 1,465,000 | 1,791,000 |
| Noninterest expense | 847,000 | 1,678,000 | 2,443,000 | 3,381,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 1,523,000 | 1,650,000 | 1,928,000 | 2,105,000 |
| Income tax | 479,000 | 480,000 | 530,000 | 482,000 |
| Net income | 1,044,000 | 1,170,000 | 1,398,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,070,000 | 15,014,000 | 15,245,000 | 15,475,000 |
| Total capital | 15,782,000 | 15,776,000 | 16,037,000 | 16,266,000 |
| Risk-weighted assets | 56,654,000 | 60,662,000 | 63,145,000 | 63,043,000 |