Call reports 2012
BANK OF CAMILLA — 2012
What BANK OF CAMILLA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,650,000 | 106,256,000 | 100,319,000 | 107,212,000 |
| Total loans | 58,015,000 | 59,789,000 | 52,232,000 | 45,451,000 |
| Allowance for loan losses | 1,996,000 | 1,231,000 | 1,360,000 | 1,325,000 |
| Securities available for sale | 20,184,000 | 19,209,000 | 21,294,000 | 20,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,592,000 | 91,907,000 | 85,745,000 | 92,583,000 |
| Interest-bearing deposits | 73,894,000 | 74,515,000 | 72,219,000 | 70,510,000 |
| Noninterest-bearing deposits | 14,698,000 | 17,392,000 | 13,526,000 | 22,073,000 |
| Equity capital | 13,427,000 | 13,634,000 | 13,763,000 | 13,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,251,000 | 3,220,000 | 4,112,000 |
| Interest expense | 225,000 | 429,000 | 621,000 | 795,000 |
| Net interest income | 916,000 | 1,822,000 | 2,599,000 | 3,317,000 |
| Noninterest income | 348,000 | 712,000 | 1,056,000 | 1,521,000 |
| Noninterest expense | 876,000 | 1,819,000 | 2,756,000 | 3,861,000 |
| Provision for loan losses | 30,000 | 210,000 | 505,000 | 695,000 |
| Pretax income | 358,000 | 682,000 | 655,000 | 657,000 |
| Income tax | 92,000 | 177,000 | 199,000 | 118,000 |
| Net income | 266,000 | 505,000 | 456,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,812,000 | 13,054,000 | 13,009,000 | 13,197,000 |
| Total capital | 13,701,000 | 13,992,000 | 13,874,000 | 14,008,000 |
| Risk-weighted assets | 70,042,000 | 74,004,000 | 67,934,000 | 63,571,000 |