Call reports 2025
FIRST SECURE STATE BANK — 2025
What FIRST SECURE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 296,821,000 | 299,013,000 | 301,074,000 | 301,888,000 |
| Total loans | 169,432,000 | 165,557,000 | 162,962,000 | 186,660,000 |
| Allowance for loan losses | 1,843,000 | 1,916,000 | 1,935,000 | 2,071,000 |
| Securities available for sale | 58,468,000 | 61,951,000 | 60,028,000 | 52,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,027,000 | 243,809,000 | 248,061,000 | 246,744,000 |
| Interest-bearing deposits | 205,756,000 | 203,036,000 | 207,298,000 | 203,916,000 |
| Noninterest-bearing deposits | 41,271,000 | 40,773,000 | 40,763,000 | 42,828,000 |
| Equity capital | 35,057,000 | 35,435,000 | 36,425,000 | 37,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 6,808,000 | 10,223,000 | 13,807,000 |
| Interest expense | 1,004,000 | 1,954,000 | 2,814,000 | 3,769,000 |
| Net interest income | 2,561,000 | 4,854,000 | 7,409,000 | 10,038,000 |
| Noninterest income | 284,000 | 525,000 | 761,000 | 1,011,000 |
| Noninterest expense | 2,171,000 | 4,161,000 | 6,275,000 | 8,274,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 599,000 | 1,068,000 | 1,720,000 | 2,566,000 |
| Income tax | 171,000 | 304,000 | 490,000 | 731,000 |
| Net income | 428,000 | 764,000 | 1,230,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,057,000 | 35,395,000 | 35,862,000 | 36,469,000 |
| Total capital | 36,901,000 | 37,311,000 | 37,797,000 | 38,574,000 |
| Risk-weighted assets | 183,965,000 | 184,536,000 | 186,543,000 | 208,908,000 |