Call reports 2022
FIRST SECURE STATE BANK — 2022
What FIRST SECURE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 279,115,000 | 269,499,000 | 262,695,000 | 277,737,000 |
| Total loans | 121,838,000 | 129,433,000 | 135,937,000 | 158,610,000 |
| Allowance for loan losses | 152,000 | 311,000 | 377,000 | 523,000 |
| Securities available for sale | 77,691,000 | 79,735,000 | 76,338,000 | 69,930,000 |
| Securities held to maturity | 252,000 | 251,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,896,000 | 238,221,000 | 232,295,000 | 231,705,000 |
| Interest-bearing deposits | 192,253,000 | 191,588,000 | 184,205,000 | 185,205,000 |
| Noninterest-bearing deposits | 48,642,000 | 46,633,000 | 48,090,000 | 46,500,000 |
| Equity capital | 31,489,000 | 30,097,000 | 28,896,000 | 29,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,067,000 | 6,318,000 | 9,024,000 |
| Interest expense | 88,000 | 269,000 | 310,000 | 397,000 |
| Net interest income | 1,916,000 | 3,798,000 | 6,008,000 | 8,627,000 |
| Noninterest income | 258,000 | 506,000 | 972,000 | 1,052,000 |
| Noninterest expense | 1,753,000 | 3,395,000 | 5,218,000 | 7,252,000 |
| Provision for loan losses | 88,000 | 238,000 | 363,000 | 513,000 |
| Pretax income | 413,000 | 671,000 | 1,399,000 | 1,914,000 |
| Income tax | 80,000 | 210,000 | 399,000 | 544,000 |
| Net income | 333,000 | 461,000 | 1,000,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,042,000 | 31,460,000 | 32,009,000 | 32,359,000 |
| Total capital | — | 31,771,000 | 32,386,000 | 32,882,000 |
| Risk-weighted assets | — | 129,207,000 | 142,867,000 | 177,025,000 |