Call reports 2021
FIRST SECURE STATE BANK — 2021
What FIRST SECURE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 277,692,000 | 291,672,000 | 292,027,000 | 287,994,000 |
| Total loans | 170,365,000 | 160,571,000 | 142,985,000 | 131,537,000 |
| Allowance for loan losses | 2,000,000 | 19,000 | 39,000 | 64,000 |
| Securities available for sale | 44,066,000 | 43,310,000 | 42,152,000 | 65,453,000 |
| Securities held to maturity | 944,000 | 943,000 | 942,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,702,000 | 250,745,000 | 250,404,000 | 245,950,000 |
| Interest-bearing deposits | 190,436,000 | 197,252,000 | 199,439,000 | 195,117,000 |
| Noninterest-bearing deposits | 59,266,000 | 53,494,000 | 50,965,000 | 50,833,000 |
| Equity capital | 26,967,000 | 33,489,000 | 33,779,000 | 33,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 2,194,000 | 4,355,000 | 6,478,000 |
| Interest expense | 140,000 | 91,000 | 132,000 | 621,000 |
| Net interest income | 2,323,000 | 2,103,000 | 4,223,000 | 5,857,000 |
| Noninterest income | 338,000 | 329,000 | 1,042,000 | 1,359,000 |
| Noninterest expense | 2,241,000 | 1,898,000 | 4,123,000 | 5,679,000 |
| Provision for loan losses | 505,000 | 19,000 | 39,000 | 64,000 |
| Pretax income | -310,000 | 515,000 | 1,103,000 | 1,475,000 |
| Income tax | -195,000 | 140,000 | 254,000 | 527,000 |
| Net income | -115,000 | 375,000 | 849,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,129,000 | 30,300,000 | 30,845,000 | 30,620,000 |
| Total capital | — | 30,319,000 | — | 30,684,000 |
| Risk-weighted assets | — | 132,100,000 | — | 114,952,000 |