Call reports 2019
FIRST SECURE STATE BANK — 2019
What FIRST SECURE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,194,000 | 230,959,000 | 224,044,000 | 225,303,000 |
| Total loans | 142,971,000 | 148,448,000 | 151,354,000 | 157,158,000 |
| Allowance for loan losses | 1,105,000 | 995,000 | 992,000 | 995,000 |
| Securities available for sale | 53,367,000 | 50,172,000 | 34,398,000 | 37,496,000 |
| Securities held to maturity | 1,751,000 | 1,449,000 | 1,447,000 | 1,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,144,000 | 199,535,000 | 194,795,000 | 197,174,000 |
| Interest-bearing deposits | 157,671,000 | 157,942,000 | 162,454,000 | 163,105,000 |
| Noninterest-bearing deposits | 41,473,000 | 41,593,000 | 32,341,000 | 34,069,000 |
| Equity capital | 27,087,000 | 27,515,000 | 26,723,000 | 27,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,676,000 | 7,018,000 | 9,328,000 |
| Interest expense | 178,000 | 373,000 | 568,000 | 769,000 |
| Net interest income | 2,162,000 | 4,303,000 | 6,450,000 | 8,559,000 |
| Noninterest income | 371,000 | 799,000 | 1,204,000 | 1,677,000 |
| Noninterest expense | 2,353,000 | 4,712,000 | 7,089,000 | 9,305,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 115,000 | 325,000 | 534,000 | 900,000 |
| Income tax | 41,000 | 90,000 | 134,000 | 167,000 |
| Net income | 74,000 | 235,000 | 400,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,798,000 | 22,961,000 | 22,307,000 | 22,660,000 |
| Total capital | 23,903,000 | 23,956,000 | 23,299,000 | 23,655,000 |
| Risk-weighted assets | 141,168,000 | 147,408,000 | 145,881,000 | 153,949,000 |