Call reports 2018
FIRST SECURE STATE BANK — 2018
What FIRST SECURE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,820,000 | 240,429,000 | 230,750,000 | 234,468,000 |
| Total loans | 155,295,000 | 147,747,000 | 145,539,000 | 143,468,000 |
| Allowance for loan losses | 1,108,000 | 782,000 | 922,000 | 1,039,000 |
| Securities available for sale | 64,952,000 | 62,909,000 | 57,880,000 | 52,670,000 |
| Securities held to maturity | 2,709,000 | 2,373,000 | 2,368,000 | 1,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,869,000 | 206,290,000 | 201,308,000 | 203,616,000 |
| Interest-bearing deposits | 169,390,000 | 168,478,000 | 166,339,000 | 163,691,000 |
| Noninterest-bearing deposits | 46,479,000 | 37,813,000 | 34,969,000 | 39,925,000 |
| Equity capital | 30,219,000 | 30,471,000 | 25,781,000 | 26,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,399,000 | 5,281,000 | 7,648,000 | 10,024,000 |
| Interest expense | 143,000 | 300,000 | 467,000 | 634,000 |
| Net interest income | 2,256,000 | 4,981,000 | 7,181,000 | 9,390,000 |
| Noninterest income | 346,000 | 640,000 | 1,023,000 | 1,329,000 |
| Noninterest expense | 2,251,000 | 4,454,000 | 6,722,000 | 8,965,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 302,000 |
| Pretax income | 351,000 | 1,167,000 | 1,357,000 | 1,451,000 |
| Income tax | 100,000 | 333,000 | 387,000 | -225,000 |
| Net income | 251,000 | 834,000 | 970,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,162,000 | 26,478,000 | 21,961,000 | 22,688,000 |
| Total capital | 27,270,000 | 27,260,000 | 22,883,000 | 23,727,000 |
| Risk-weighted assets | 141,461,000 | 132,538,000 | 134,534,000 | 136,197,000 |