Call reports 2017
FIRST SECURE STATE BANK — 2017
What FIRST SECURE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 267,808,000 | 262,636,000 | 256,516,000 | 264,389,000 |
| Total loans | 196,832,000 | 193,660,000 | 189,381,000 | 183,934,000 |
| Allowance for loan losses | 1,259,000 | 1,260,000 | 1,138,000 | 1,115,000 |
| Securities available for sale | 29,950,000 | 28,766,000 | 27,580,000 | 34,597,000 |
| Securities held to maturity | 3,902,000 | 3,651,000 | 3,645,000 | 3,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,876,000 | 222,523,000 | 221,921,000 | 229,993,000 |
| Interest-bearing deposits | 189,362,000 | 179,210,000 | 179,347,000 | 179,003,000 |
| Noninterest-bearing deposits | 41,515,000 | 43,313,000 | 42,574,000 | 50,990,000 |
| Equity capital | 29,679,000 | 30,045,000 | 30,650,000 | 30,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,022,000 | 7,791,000 | 10,381,000 |
| Interest expense | 97,000 | 224,000 | 381,000 | 532,000 |
| Net interest income | 2,666,000 | 4,798,000 | 7,410,000 | 9,849,000 |
| Noninterest income | 286,000 | 998,000 | 2,038,000 | 2,360,000 |
| Noninterest expense | 2,017,000 | 4,275,000 | 6,627,000 | 9,420,000 |
| Provision for loan losses | -7,000 | -7,000 | -80,000 | -80,000 |
| Pretax income | 912,000 | 1,498,000 | 2,871,000 | 2,839,000 |
| Income tax | 325,000 | 635,000 | 877,000 | 947,000 |
| Net income | 587,000 | 863,000 | 1,994,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,542,000 | 25,832,000 | 26,446,000 | 26,318,000 |
| Total capital | 26,801,000 | 27,092,000 | 27,584,000 | 27,433,000 |
| Risk-weighted assets | 180,342,000 | 177,236,000 | 173,520,000 | 171,042,000 |