Call reports 2016
FIRST SECURE STATE BANK — 2016
What FIRST SECURE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,634,000 | 171,605,000 | 305,064,000 | 271,576,000 |
| Total loans | 106,042,000 | 109,667,000 | 205,624,000 | 193,374,000 |
| Allowance for loan losses | 1,516,000 | 1,368,000 | 1,370,000 | 1,251,000 |
| Securities available for sale | 30,950,000 | 34,626,000 | 34,806,000 | 31,682,000 |
| Securities held to maturity | 8,274,000 | 1,353,000 | 1,433,000 | 4,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,504,000 | 148,134,000 | 271,184,000 | 235,928,000 |
| Interest-bearing deposits | 121,435,000 | 115,880,000 | 234,826,000 | 197,714,000 |
| Noninterest-bearing deposits | 33,069,000 | 32,253,000 | 36,358,000 | 38,214,000 |
| Equity capital | 22,087,000 | 22,400,000 | 29,497,000 | 30,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,004,000 | 5,438,000 | 8,325,000 |
| Interest expense | 48,000 | 100,000 | 336,000 | 127,000 |
| Net interest income | 1,464,000 | 2,904,000 | 5,102,000 | 8,198,000 |
| Noninterest income | 237,000 | 433,000 | 811,000 | 2,125,000 |
| Noninterest expense | 1,341,000 | 2,660,000 | 4,692,000 | 6,907,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 358,000 | 682,000 | 1,228,000 | 3,423,000 |
| Income tax | 151,000 | 238,000 | 298,000 | 1,599,000 |
| Net income | 207,000 | 444,000 | 930,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,968,000 | 22,205,000 | 25,096,000 | 26,161,000 |
| Total capital | 23,185,000 | 23,433,000 | 26,466,000 | 27,412,000 |
| Risk-weighted assets | 97,091,000 | 98,091,000 | 189,254,000 | 180,984,000 |