Call reports 2015
FIRST SECURE STATE BANK — 2015
What FIRST SECURE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,096,000 | 166,666,000 | 169,474,000 | 171,106,000 |
| Total loans | 102,021,000 | 106,106,000 | 114,579,000 | 108,362,000 |
| Allowance for loan losses | 1,583,000 | 1,646,000 | 1,637,000 | 1,510,000 |
| Securities available for sale | 36,167,000 | 26,858,000 | 24,030,000 | 31,987,000 |
| Securities held to maturity | 9,647,000 | 3,145,000 | 3,143,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,980,000 | 144,532,000 | 147,042,000 | 148,854,000 |
| Interest-bearing deposits | 109,134,000 | 114,340,000 | 116,430,000 | 117,915,000 |
| Noninterest-bearing deposits | 31,845,000 | 30,193,000 | 30,613,000 | 30,940,000 |
| Equity capital | 20,945,000 | 21,184,000 | 21,541,000 | 21,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,928,000 | 4,461,000 | 5,978,000 |
| Interest expense | 41,000 | 76,000 | 108,000 | 143,000 |
| Net interest income | 1,411,000 | 2,852,000 | 4,353,000 | 5,835,000 |
| Noninterest income | 209,000 | 490,000 | 673,000 | 951,000 |
| Noninterest expense | 1,202,000 | 2,572,000 | 3,869,000 | 5,110,000 |
| Provision for loan losses | 3,000 | 6,000 | 8,000 | 8,000 |
| Pretax income | 415,000 | 792,000 | 1,177,000 | 1,696,000 |
| Income tax | 132,000 | 273,000 | 414,000 | 694,000 |
| Net income | 283,000 | 519,000 | 763,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,106,000 | 21,293,000 | 21,535,000 | 21,775,000 |
| Total capital | 22,689,000 | 22,351,000 | 22,707,000 | 22,989,000 |
| Risk-weighted assets | 125,890,000 | 84,045,000 | 93,353,000 | 96,817,000 |