Call reports 2014
FIRST SECURE STATE BANK — 2014
What FIRST SECURE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 173,057,000 | 171,221,000 | 165,737,000 | 167,538,000 |
| Total loans | 100,876,000 | 101,175,000 | 101,209,000 | 100,228,000 |
| Allowance for loan losses | 2,153,000 | 1,977,000 | 1,878,000 | 1,680,000 |
| Securities available for sale | 41,222,000 | 40,135,000 | 38,338,000 | 37,205,000 |
| Securities held to maturity | 10,113,000 | 4,201,000 | 3,704,000 | 9,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,763,000 | 143,060,000 | 140,685,000 | 141,701,000 |
| Interest-bearing deposits | 117,167,000 | 115,627,000 | 114,503,000 | 113,970,000 |
| Noninterest-bearing deposits | 28,597,000 | 27,434,000 | 26,182,000 | 27,730,000 |
| Equity capital | 19,130,000 | 19,855,000 | 19,982,000 | 20,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,060,000 | 4,645,000 | 6,160,000 |
| Interest expense | 49,000 | 97,000 | 143,000 | 187,000 |
| Net interest income | 1,477,000 | 2,963,000 | 4,502,000 | 5,973,000 |
| Noninterest income | 224,000 | 412,000 | 574,000 | 763,000 |
| Noninterest expense | 1,189,000 | 2,463,000 | 3,722,000 | 4,879,000 |
| Provision for loan losses | 0 | -144,000 | -292,000 | -326,000 |
| Pretax income | 484,000 | 1,028,000 | 1,618,000 | 2,155,000 |
| Income tax | 172,000 | 286,000 | 373,000 | 775,000 |
| Net income | 312,000 | 742,000 | 1,245,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,864,000 | 20,285,000 | 20,788,000 | 20,923,000 |
| Total capital | 21,025,000 | 21,492,000 | 21,965,000 | 22,119,000 |
| Risk-weighted assets | 95,722,000 | 95,769,000 | 93,471,000 | 95,217,000 |