Call reports 2013
FIRST SECURE STATE BANK — 2013
What FIRST SECURE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,790,000 | 173,606,000 | 166,844,000 | 174,609,000 |
| Total loans | 101,441,000 | 101,844,000 | 101,206,000 | 101,142,000 |
| Allowance for loan losses | 2,577,000 | 2,581,000 | 1,970,000 | 2,151,000 |
| Securities available for sale | 51,055,000 | 49,164,000 | 46,341,000 | 44,360,000 |
| Securities held to maturity | 5,599,000 | 5,191,000 | 5,192,000 | 10,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,997,000 | 155,608,000 | 148,514,000 | 144,743,000 |
| Interest-bearing deposits | 128,704,000 | 128,431,000 | 122,016,000 | 118,843,000 |
| Noninterest-bearing deposits | 29,293,000 | 27,177,000 | 26,498,000 | 25,900,000 |
| Equity capital | 18,257,000 | 17,476,000 | 18,046,000 | 18,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,147,000 | 4,752,000 | 6,292,000 |
| Interest expense | 58,000 | 113,000 | 167,000 | 215,000 |
| Net interest income | 1,525,000 | 3,034,000 | 4,585,000 | 6,077,000 |
| Noninterest income | 166,000 | 736,000 | 1,047,000 | 1,103,000 |
| Noninterest expense | 1,211,000 | 2,611,000 | 3,849,000 | 4,924,000 |
| Provision for loan losses | 83,000 | 184,000 | -114,000 | 152,000 |
| Pretax income | 397,000 | 1,000,000 | 1,922,000 | 2,129,000 |
| Income tax | 5,000 | 18,000 | 25,000 | 29,000 |
| Net income | 392,000 | 982,000 | 1,897,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,847,000 | 18,437,000 | 19,351,000 | 19,558,000 |
| Total capital | 19,101,000 | 19,672,000 | 20,559,000 | 20,736,000 |
| Risk-weighted assets | 98,879,000 | 97,382,000 | 95,824,000 | 98,858,000 |