Call reports 2012
FIRST SECURE STATE BANK — 2012
What FIRST SECURE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 178,986,000 | 177,999,000 | 179,481,000 | 179,619,000 |
| Total loans | 105,306,000 | 105,724,000 | 101,774,000 | 101,555,000 |
| Allowance for loan losses | 2,785,000 | 2,705,000 | 2,489,000 | 2,512,000 |
| Securities available for sale | 35,951,000 | 39,114,000 | 43,885,000 | 48,443,000 |
| Securities held to maturity | 6,059,000 | 5,822,000 | 5,820,000 | 5,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,199,000 | 159,900,000 | 162,122,000 | 161,590,000 |
| Interest-bearing deposits | 133,228,000 | 134,203,000 | 138,445,000 | 135,370,000 |
| Noninterest-bearing deposits | 27,971,000 | 25,697,000 | 23,677,000 | 26,221,000 |
| Equity capital | 17,707,000 | 17,813,000 | 17,320,000 | 17,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,166,000 | 4,986,000 | 6,641,000 |
| Interest expense | 165,000 | 307,000 | 453,000 | 555,000 |
| Net interest income | 1,437,000 | 2,859,000 | 4,533,000 | 6,086,000 |
| Noninterest income | 114,000 | 308,000 | 535,000 | 819,000 |
| Noninterest expense | 1,322,000 | 2,742,000 | 4,344,000 | 5,547,000 |
| Provision for loan losses | 137,000 | 306,000 | 1,107,000 | 1,145,000 |
| Pretax income | 92,000 | 119,000 | -383,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 119,000 | -383,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,334,000 | 17,360,000 | 16,859,000 | 17,455,000 |
| Total capital | 18,608,000 | 18,648,000 | 18,090,000 | 18,671,000 |
| Risk-weighted assets | 99,623,000 | 101,507,000 | 97,223,000 | 96,178,000 |