Call reports 2011
FIRST SECURE STATE BANK — 2011
What FIRST SECURE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 179,556,000 | 181,791,000 | 171,482,000 | 174,560,000 |
| Total loans | 112,657,000 | 113,788,000 | 110,108,000 | 108,579,000 |
| Allowance for loan losses | 2,573,000 | 3,486,000 | 3,172,000 | 3,181,000 |
| Securities available for sale | 24,010,000 | 23,369,000 | 20,803,000 | 29,230,000 |
| Securities held to maturity | 6,067,000 | 6,067,000 | 6,068,000 | 6,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,766,000 | 163,047,000 | 153,097,000 | 156,454,000 |
| Interest-bearing deposits | 135,761,000 | 139,847,000 | 130,341,000 | 131,197,000 |
| Noninterest-bearing deposits | 24,006,000 | 23,200,000 | 22,755,000 | 25,257,000 |
| Equity capital | 19,220,000 | 17,957,000 | 17,946,000 | 17,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,400,000 | 5,139,000 | 6,843,000 |
| Interest expense | 263,000 | 514,000 | 764,000 | 989,000 |
| Net interest income | 1,432,000 | 2,886,000 | 4,375,000 | 5,854,000 |
| Noninterest income | 209,000 | 446,000 | 639,000 | 931,000 |
| Noninterest expense | 1,397,000 | 3,392,000 | 4,960,000 | 6,626,000 |
| Provision for loan losses | 1,564,000 | 2,760,000 | 2,897,000 | 3,296,000 |
| Pretax income | -1,320,000 | -2,820,000 | -2,843,000 | -3,137,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 0 |
| Net income | -1,322,000 | -2,822,000 | -2,845,000 | -3,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,058,000 | 17,557,000 | 17,533,000 | 17,242,000 |
| Total capital | 20,396,000 | 18,916,000 | 18,832,000 | 18,479,000 |
| Risk-weighted assets | 105,936,000 | 105,807,000 | 102,035,000 | 101,425,000 |