Call reports 2010
FIRST SECURE STATE BANK — 2010
What FIRST SECURE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 174,783,000 | 179,346,000 | 182,102,000 | 179,530,000 |
| Total loans | 129,652,000 | 127,635,000 | 117,366,000 | 114,245,000 |
| Allowance for loan losses | 1,800,000 | 1,784,000 | 1,548,000 | 1,447,000 |
| Securities available for sale | 19,284,000 | 18,191,000 | 24,107,000 | 22,506,000 |
| Securities held to maturity | 6,246,000 | 6,245,000 | 6,416,000 | 6,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,290,000 | 158,063,000 | 160,900,000 | 158,515,000 |
| Interest-bearing deposits | 130,755,000 | 135,801,000 | 139,632,000 | 134,977,000 |
| Noninterest-bearing deposits | 22,535,000 | 22,262,000 | 21,267,000 | 23,537,000 |
| Equity capital | 20,983,000 | 21,088,000 | 20,700,000 | 20,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,057,000 | 5,914,000 | 7,753,000 |
| Interest expense | 399,000 | 764,000 | 1,092,000 | 1,385,000 |
| Net interest income | 1,728,000 | 3,293,000 | 4,822,000 | 6,368,000 |
| Noninterest income | 211,000 | 401,000 | 603,000 | 784,000 |
| Noninterest expense | 1,286,000 | 2,560,000 | 3,883,000 | 5,302,000 |
| Provision for loan losses | 566,000 | 929,000 | 1,683,000 | 1,858,000 |
| Pretax income | 87,000 | 205,000 | -141,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 205,000 | -141,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,472,000 | 20,591,000 | 20,246,000 | 20,379,000 |
| Total capital | 21,904,000 | 21,947,000 | 21,657,000 | 21,725,000 |
| Risk-weighted assets | 114,184,000 | 111,940,000 | 113,360,000 | 107,609,000 |