Call reports 2009
FIRST SECURE STATE BANK — 2009
What FIRST SECURE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 194,477,000 | 184,726,000 | 181,369,000 | 178,974,000 |
| Total loans | 142,509,000 | 137,919,000 | 132,991,000 | 132,726,000 |
| Allowance for loan losses | 980,000 | 866,000 | 1,891,000 | 1,233,000 |
| Securities available for sale | 25,052,000 | 16,550,000 | 15,794,000 | 21,384,000 |
| Securities held to maturity | 6,321,000 | 7,064,000 | 6,547,000 | 6,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,696,000 | 159,170,000 | 159,195,000 | 156,609,000 |
| Interest-bearing deposits | 127,041,000 | 136,902,000 | 139,201,000 | 135,590,000 |
| Noninterest-bearing deposits | 23,655,000 | 22,268,000 | 19,995,000 | 21,018,000 |
| Equity capital | 21,224,000 | 21,939,000 | 20,593,000 | 20,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,690,000 | 6,811,000 | 8,834,000 |
| Interest expense | 601,000 | 1,185,000 | 1,691,000 | 2,153,000 |
| Net interest income | 1,772,000 | 3,505,000 | 5,120,000 | 6,681,000 |
| Noninterest income | 261,000 | 530,000 | 796,000 | 1,063,000 |
| Noninterest expense | 1,364,000 | 2,797,000 | 4,085,000 | 5,425,000 |
| Provision for loan losses | 265,000 | 150,000 | 2,151,000 | 2,246,000 |
| Pretax income | 404,000 | 1,102,000 | -306,000 | 87,000 |
| Income tax | 5,000 | 14,000 | 9,000 | 3,000 |
| Net income | 399,000 | 1,088,000 | -315,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,700,000 | 21,389,000 | 19,987,000 | 20,387,000 |
| Total capital | 21,680,000 | 22,255,000 | 21,878,000 | 21,620,000 |
| Risk-weighted assets | 124,809,000 | 120,897,000 | 115,131,000 | 119,041,000 |