Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,015,000 | 42,455,000 | 42,557,000 | 47,143,000 |
| Total loans | 26,086,000 | 26,243,000 | 26,018,000 | 27,741,000 |
| Allowance for loan losses | 322,000 | 330,000 | 351,000 | 361,000 |
| Securities available for sale | 12,034,000 | 11,693,000 | 11,229,000 | 10,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,567,000 | 38,357,000 | 38,344,000 | 42,954,000 |
| Interest-bearing deposits | 30,486,000 | 30,679,000 | 30,611,000 | 35,747,000 |
| Noninterest-bearing deposits | 8,081,000 | 7,678,000 | 7,733,000 | 7,207,000 |
| Equity capital | 3,981,000 | 4,025,000 | 4,138,000 | 4,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 903,000 | 1,365,000 | 1,805,000 |
| Interest expense | 61,000 | 119,000 | 174,000 | 226,000 |
| Net interest income | 390,000 | 784,000 | 1,191,000 | 1,579,000 |
| Noninterest income | 67,000 | 132,000 | 172,000 | 215,000 |
| Noninterest expense | 352,000 | 701,000 | 1,073,000 | 1,461,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 97,000 | 200,000 | 273,000 | 309,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 92,000 | 190,000 | 258,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,816,000 | 3,829,000 | 3,857,000 | 3,868,000 |
| Total capital | 4,138,000 | 4,159,000 | 4,208,000 | 4,229,000 |
| Risk-weighted assets | 32,200,000 | 31,797,000 | 32,116,000 | 34,367,000 |