Call reports 2005
COMMUNITY BANK — 2005
What COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 36,544,000 | 37,487,000 | 38,005,000 | 38,012,000 |
| Total loans | 32,545,000 | 34,708,000 | 34,885,000 | 34,772,000 |
| Allowance for loan losses | 215,000 | 270,000 | 314,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 720,000 | 346,000 | 345,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,947,000 | 29,727,000 | 31,357,000 | 31,598,000 |
| Interest-bearing deposits | 25,992,000 | 25,786,000 | 26,467,000 | 26,109,000 |
| Noninterest-bearing deposits | 3,955,000 | 3,941,000 | 4,890,000 | 5,489,000 |
| Equity capital | 3,487,000 | 3,515,000 | 3,583,000 | 3,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,149,000 | 1,789,000 | 2,440,000 |
| Interest expense | 155,000 | 332,000 | 546,000 | 742,000 |
| Net interest income | 401,000 | 817,000 | 1,243,000 | 1,698,000 |
| Noninterest income | 49,000 | 97,000 | 164,000 | 228,000 |
| Noninterest expense | 308,000 | 636,000 | 968,000 | 1,314,000 |
| Provision for loan losses | 9,000 | 60,000 | 119,000 | 253,000 |
| Pretax income | 133,000 | 220,000 | 322,000 | 361,000 |
| Income tax | 7,000 | 13,000 | 22,000 | 17,000 |
| Net income | 126,000 | 207,000 | 300,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,487,000 | 3,515,000 | 3,583,000 | 3,517,000 |
| Total capital | 3,702,000 | 3,785,000 | 3,897,000 | 3,906,000 |
| Risk-weighted assets | 28,958,000 | 30,522,000 | 30,722,000 | 31,052,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.